I look for supplementary health insurance

Healthcare Essential

Length Long
100 pts

Even if it’s not mandatory, looking for a health mutual as a foreign student can be important to ensure adequate health coverage during my stay in France. Indeed, once enrolled in the French Social Security (Assurance Maladie), complementary health insurance helps covering additional medical expenses because. Note that the AMF (Assurance Maladie Française) will only reimburse 70% of medical expenses. . Therefore, in this mission, I will discover the process to follow in order to subscribe to a health mutual.

To validate this mission

  1. To begin, I start by evaluating my health needs. It include pre-existing medical conditions, necessary regular treatments, and any planned sports activities or travels during my stay.
  2. Then, I look for a health mutual. In France, there are traditional student health mutuals. The main ones are Smerra, MDE, Smeno, and Heyme. Alternatively, Also, I can use an independent health insurance comparison website, such as the one available at the following link: https://www.lecomparateurassurance.com/5-devis-mutuelle/10591-mutuelle-sante (only avalaible in french).

Also, there is the "Complémentaire santé solidaire" available in France, which provides free or low-cost medical reimbursements. To apply for it, I must submit a request to the CPAM (Caisse primaire d'assurance maladie) of my place of residence. Several criteria will be considered, including my financial resources (in France and abroad) and family situation.

  1. Time to compare the offers. Obtaining detailed quotes from the shortlisted complementary health insurance providers allows me to compare costs and benefits.
  2. After evaluating all options, I make my choice based on my specific needs and subscribe to the chosen complementary health insurance. I ensure a clear understanding of the terms and conditions of the contract before finalizing the subscription.

For more detailed information, especially regarding the "Complémentaire santé solidaire," I can visit the dedicated section on the ISSO website, available at the following link: https://international.univ-grenoble-alpes.fr/complementaire-sante-et-mutuelle/complementaire-sante-mutuelle-758468.kjsp